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Cursor

Cursor is an AI-first code editor built on VS Code, with agents, tab autocomplete and multi-file edits, free to start and from $20 per month on Pro.

Last Update: 2026-11-05

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Starting price Free; Pro from $20/month

Tool Information

Cursor is an AI-first code editor built on VS Code. It understands your whole codebase, so you can ask it in plain language to write code, fix bugs, explain files and refactor across many files at once. Features include tab autocomplete, agents that carry out multi-step tasks, auto mode, max mode and background or cloud agents. Who it suits: professional developers, startups and students who want AI built into their editor and are comfortable with VS Code, since it supports familiar extensions and shortcuts. Pricing (per a Jet Admin guide updated Sept 2026): Hobby is free with limited tab completions and agent requests. Pro is $20 per month, Pro+ is $60 per month with about 3x the usage, and Ultra is $200 per month with about 20x the usage plus max mode and cloud agents. Teams is $40 per user per month (Standard) or $120 (Premium), and Enterprise is custom. Annual billing typically saves about 20%. How usage works: each paid plan includes a credit pool roughly equal to its price. Cursor’s own models draw from a larger allowance, while third-party models such as Claude, GPT and Gemini are billed at API rates, and premium models, large context and max mode use credits faster. Things to know: since the move to usage-based billing in 2025, some users have reported unexpected charges, so set a spend limit. Hobby limits can interrupt longer sessions, and add-ons such as Bugbot are billed separately. Last verified: November 2026.

F.A.Q (7)

Cursor is an AI-first code editor built on VS Code that can write, edit and refactor code across your project from natural-language instructions.

Yes. The Hobby plan is free with limited tab completions and agent requests, meant for evaluation.

Pro is $20 per month, Pro+ $60 and Ultra $200. Teams is $40 or $120 per user per month and Enterprise is custom, per a Jet Admin guide updated Sept 2026. Annual billing typically saves about 20%.

Each paid plan includes a credit pool roughly equal to its price. Third-party models are billed at API rates and premium models or max mode use credits faster. When credits run out you can use auto mode or pay on demand with an optional spend limit.

Cursor is built on VS Code and supports its familiar extensions and shortcuts, so most developers can switch with little setup.

Costs can be hard to predict under usage-based billing, free limits can interrupt long sessions, and some add-ons are billed separately.

Developers who want AI deeply built into their editor. Compare it with Claude Code and Windsurf, and check current limits on Cursor’s site.

Pros and Cons

Pros

  • Understands your whole codebase for multi-file edits
  • Built on VS Code with extension and shortcut support
  • Fast tab autocomplete and chat
  • Agents including background and cloud agents
  • Free Hobby plan to try
  • Teams plans with privacy mode and SSO on Enterprise

Cons

  • Usage-based billing can be hard to predict
  • Premium models and max mode use credits quickly
  • Free Hobby limits can interrupt long sessions
  • Add-ons like Bugbot cost extra
  • Heavy indexing can use significant system resources
  • Bringing your own API keys may affect privacy guarantees

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